• CIMB@Work

Exclusive for payroll customers with CIMB

We invite you to explore CIMB@Work, a total payroll and banking solutions package designed to give you access to a range of products and services that caters to your different needs – all available when you sign up for a CIMB Bank or CIMB Islamic deposit account for your salary.

Whether it’s financing, investments or convenient daily banking services, CIMB@Work has you covered in one comprehensive package that includes an enhanced Bonus Points programme.

*Terms and conditions apply

Deposit Account

Sign up for a deposit account for your salary by choosing from our range of Savings and Current Accounts and enjoy an initial deposit waiver.

CIMB Debit Card

Receive the Debit Card, which doubles up as an ATM card and enjoy cashless payment directly from your Current / Savings Account at more than 33 million retailers worldwide. Collect Bonus Points everytime you spend with your Debit Card and redeem attractive gifts from our Member Rewards Catalogue.

Access to CIMB Clicks

You can also enjoy access to CIMB Clicks, our flagship internet banking and financial services portal that allows you to access your account information, manage your finances and pay your bills - from the convenience and security of your own PC.

Exclusive Privileges & Benefits

Select from our various products with exclusive privileges and benefits for CIMB@Work customers.

Credit Cards

Select from our extensive range of Credit Cards and enjoy unparalleled privileges and value added services that cater to a variety of lifestyles.

Exclusive to CIMB@Work customers:

  • CIMB Platinum for only RM36K with lower income requirements extended for other premium cards (Visa Signature, WORLD MasterCard and Visa Infinite).
  • Welcome bonus of RM50 rebate (subject to minimum 3 swipes within 30 days upon approval)*.
  • Balance transfer at 0% interest for 6 months within 90 days upon approval*.

And much more…

*Offer is applicable to new principal card members with no previous CIMB Bank or CIMB Islamic Credit Cards only

Cash Plus Personal Financing

Enjoy the fastest and most flexible financing, up to 8X of your gross income to serve your immediate needs with Cash Plus.

Exclusive to CIMB@Work customers, enjoy 5,000 Bonus Points upon funds disbursement!

Customers also enjoy:

  • 24 hour approval and fast disbursement.
  • No guarantor needed.
  • Maximum financing of up to RM100,000 and long repayment tenure of 5 years.

And much more …

ASB Financing

Enjoy high returns on your ASB investment through our Financing.

Exclusive to CIMB@Work customers, enjoy 5,000 Bonus Points upon funds disbursement.

Customers also enjoy:

  • Hassle free with minimum documents required.
  • Fast approval & disbursement with competitive interest rates.
  • Flexible repayment tenor from 5 years up to 30 years (subject to the age of 65 whichever earlier).
  • Investment protection through Group Amanah Saham Assurance (GASA).

And much more …

SmartLife Group Term Life Insurance

Special policies designed exclusively for CIMB@Work customer:

SmartLife Value (RM29 monthly)


  • RM100,000 Death or Total and Permanent Disability (TPD) &
  • RM100,000 additional for Accidental Death and Disablement*

SmartLife Premium (RM55 monthly)

  • Coverage: SmartLife Value coverage &
  • RM50,000 for 36 Critical Illnesses

Coverage commences immediately from application date.**

*Benefits will be payable in accordance to the schedule of indemnity.
** For new application, the first monthly premium needs to be paid within 60 days from commencement date. Failing which this application shall be void and considered as Non-Taken Up (NTU).

Special Motor Insurance

A comprehensive motor insurance policy that covers loss or damage to your vehicle, as well as third party liabilities.

Exclusive to CIMB@Work customers, enjoy 12 months zero interest repayment scheme via CIMB Credit Cards for premiums of RM1,000 and above.

Customers also enjoy:

  • Fast claims and processing services.
  • Free 24 hour emergency towing services & minor roadside repair services.
  • Car rental assistance & hotel accommodation arrangements.
  • Renewal reminders.

And much more…

CIMB Preferred Membership

Sign up for a CIMB Preferred membership with Asset Under Management (AUM) of RM150,000* as a CIMB@Work customer.

Also, sign up for a CIMB Preferred Visa INFINITE credit card** that doubles up as your new CIMB Preferred Recognition Card, serving as a gateway for you to enjoy the full suite of CIMB Preferred privileges and benefits such as:

  • Access to over 100 CIMB Preferred centres across the ASEAN region and at any CIMB Bank branch in Malaysia
  • Earn and accumulate bonus points when you Save, Invest, Protect, Finance and Spend with your CIMB Preferred Visa INFINITE credit card
  • Complimentary access to Plaza Premium Lounge at KLIA***, Penang International Airport****, The Green Market, Singapore Changi International Airport and selected airport lounges across the region
  • Lifetime annual fee waiver on your credit card
  • Exclusive 15% off at Eraman, Malaysia’s largest duty-free outlet
  • Exclusive discounts of up to 50% with CIMB Regional Fine Dining Privileges

*Maintain AUM of RM 150,000 for the first year. To continue enjoying CIMB Preferred benefits and to maintain CIMB Preferred Membership, top up to AUM of RM250,000 from the second year onwards.
**Terms and conditions apply.
***Maximum of 4 passes per year.
****Only for International Departures.

Additionaly, enjoy extra Bonus Points in addition to your Debit Card spending when you bank with us via CIMB@Work, and redeem great gifts from our Member Rewards Catalogue. From health and lifestyle merchandise, kitchen and dining, to essential home appliances, our rewards catalogue is updated regularly to enhance your lifestyle.

Upon Product Sign-up

Sign-up for any product categories* and enjoy:

Bonus Points Minimum Sign-up by per month
1,000 Bonus Points 1 product category
3,000 Bonus Points 2 product categories
5,000 Bonus Points 3 or more product categories

Upon Usage

Debit Card

  • 500 bonus points upon your first swipe of RM50 and above
  • 100 bonus points with monthly cumulative spend of RM300 and above.

Bill Payment via CIMB Clicks

100 bonus points for every setup of scheduled bill payment in CIMB Clicks

*Applicable product categories:
Credit Cards, Fixed Deposit, Private Retirement Schemes, Unit Trusts, Structured Products, Retail Bonds, Max InvestSave, Gold Investment Account, SmartLife Group Term Life Insurance, EasyLife Insurance, Bijak Malaysia, ASB Financing, Home Financing, Business Premise Financing, Auto Financing, Cash Plus Personal Financing

Additionally, Cash Plus or ASB Financing sign-up will receive 5,000 bonus points respectively upon funds disbursement

Cash back of RM100 can be redeemed for every 25,000 bonus points
CIMB Bank or CIMB Islamic Debit MasterCard is required to receive these Bonus Points.

Whatever your financial needs are, we’ve got you covered!

Terms & Conditions apply.

Speak to your employer today about signing to CIMB@Work or call us to enjoy the above privileges.

The CIMB@Work benefits are only applicable for payroll customers who receive their salary via selected payment channels. Customers are required to enroll themselves into the CIMB@Work Payroll program and attain a Point-of-Sale (POS) enabled CIMB Bank/CIMB Islamic Debit Card to enjoy all benefits.

Customers can enroll themselves as a CIMB@Work customer by visiting the nearest CIMB Bank branch or by calling the CIMB Bank Contact Center at 1300 880 900 and identify themselves as a payroll customer. For new payroll customers, enrollment into CIMB@Work at branches requires the presentation of a letter from employer or staff identification as proof of employment.

Terms & Conditions apply.

For more information on our products, services and the Member Rewards Catalogue, call us at 1 300 880 900 or visit any of our CIMB Bank and CIMB Islamic branches.