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Consumer Banking > Loan Solutions > Personal Financing


X-Tra Dana CIMB Niaga is a cash loans without collateral designed for your needs such as home renovation, education, wedding, vacation and more. The term period of the loan can be up to 4 years, and the loan amount up to Rp. 200 million with a fixed monthly installment.


Product Excellence


➢ Easy Access

  • Apply at all CIMB Niaga branches, call center or through our website.
  • Special interest rate and loan agreements based on the product that have been held at CIMB Niaga.

➢ Quick and easy


Simple documents and fast processing time


Product Usability


Enjoy cash from CIMB X-Tra Dana for anything your need, ranging from home renovations, education, wedding, vacation and more.


Submit your application now, click here!

CIMB NIAGA is registered and supervised by Otoritas Jasa Keuangan.




General Requirement

  • Citizenship : Indonesian and live in Indonesia
  • Age : minimum 21 years old and maximum 55 years old (maximum age includes loan tenure)
  • Income : minimum gross income IDR 2 millions per month (Jabodetabek Area) or IDR 1.5 millions per month (outside Jabodetabek Area)


    CIMB NIAGA is registered and supervised by Otoritas Jasa Keuangan.

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