PRIME LENDING RATE
PT BANK CIMB NIAGA, TBK
Date 31 March 2013
                                                                                                                     
                                                                                                                       (% per annum)

	Prime Lending Rate
	Based on Business Segmentation
	Corporate Loan	Retail Loan	Microfinance Loan	Consumer Loan
				Housing	Non Housing
Prime Lending Rate	9.85%	10.75%	19.00%	10.80%	10.70%

Note:

a. Prime Lending Rate is not accounted for risk premium where it calculated based on Bank's internal assessment to a particular borrower. Due to this component, lending rate charged to a different borrower may vary from the Prime Lending Rate.

b. Consumption - Non Mortgage is excluding Credit Card Loan and Personal Loan.

c. Consumption - Mortgage prime lending rate is applicable for the first fixed 1 year.

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