X-Tra Growth offers customers the opportunity to enjoy a higher return compared to conventional deposits as long as 3-month USD LIBOR is within the specified range. Every  quarterly coupon payments depend on the number of days in which 3-month USD LIBOR is within the pre-determined range. Some of the products has Call Back feature in which the Bank as the issuer has the right, but not the obligation, to early terminate the product, on specified call dates,  e.g on each quarterly coupon payment date starting from the second quarterly coupon payment date.

When the Bank calls back the product, customer will receive 100% of their capital and the accrued interest of that particular quarter. This product is in US Dollar denomination.