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Consumer Banking > Credit Cards > Product > CIMB Niaga Gold Credit Card
CIMB Niaga Gold Credit Card  
Min Income :IDR 60.000.000,- / year
Min Age :
Basic Card :21 65 Years
Supplement Card :17 70 Years

Document Requirement

Document Requirement

Kary

Pengusaha

Profesional

Ekspatriat

Pemegang KK Bank Lain

Kartu Tambahan

FC KTP/KITAS/KITAP yg berlaku

Kartu Nama

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FC Tagihan KK 3 Bln Terakhir

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FC KK Bank Lain

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Surat Ket Kerja/Slip Gaji

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FC Surat Izin Praktek

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FC Rek Koran/Tab/TD

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FC Akta PErush dan/atau SIUP

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Surat Penanggungan Sponsor dari Perush & FC KTP Penanggung

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Member Reward
Enjoy the immediate 1.000 points upon card application approval. Increase transaction with your Gold card will incure more points for rewarding gifts of your personal choice.

Insurance Protection

We ensure this service by providing the precise Insurance Protection including :
Purchase Protection
Protection of the loss and damage to goods purchased using Gold Credit Card.
Travel Insurance
oTravel Accident Insurance
Insurance protection at the time of the accident while you are in the official transportation by air.
oTravel Inconvenience Insurance
Protection of the inconvenience caused when traveling by air transport

Fix & Easy

With the minimum transaction Rp 500.000,- determine your own payment mode, with full payments or through a flexible installment periode (3, 6, 9, 12 and up to 24 months) and a fixed interest offer that enables you to attain all the desired products easily and securely with manageable interest.

Quick Pay

Enjoy the convenient monthly billing payment facilities for electricity, telephones, mobile/hand phones, Cable TV and the internet throught Quick Pay (Bills Payment).
oNo need to queue to pay for your bills
oOnly one billing statement for your whole monthly expenses (through the monthly CIMB Niaga Gold Credit Card billling statement)
oYou will only need to remember one billing date, the due date of your CIMB Niaga Gold Credit Card billing statement.

The benefits of Pay (bills payment) for you:

Otopay

With Otopay, you will be more liberated in determaining the choice of monthly payment amounts from the minimum of the payments (10 %) to its full payment (100 %). To ensure the benefits or this Otopay facility, do make sure that you already hold a Tabungan X-Tra account.

Travel Comfort

Comfort Travel Services include travel services both domestically and abroad, such as :
Flight ticket
Hotel voucher
Paket tour groups and individuals
Travel documents such as Visa or Passport
Regular shuttle service as well as for the exclusive one
The advantage you can get if you use the Gold Credit Card :
Travel Insurance Facilities
Free surcharge 3 %
Bank competitive rate
Installment payments via Fix N Easy with a flexible payment period of your choice (3, 6, 9, 12 to 24 months)
It is very easy, simply contact Travel Service (021) 720 9525 and our professional Travel Service Officer is ready to assist you.

Quick Cash

Its the precise solution for you when faced with the need for cash but unable to withdraw from your savings/current accounts.
Your cash withdrawals can be done via all ATMs and Banks worldwide carrying the MasterCard/Visa/Cirrus logo.

Call Center CIMB Niaga 14041

Through the 24-Hour telephone service Call Center CIMB Niaga 14041 you can complete your CIMB Niaga Gold Credit Card payments, your CIMB Niaga Gold Credit Card transactions, perform fund transfers from your savings or current account, and even confirm interest rates.

Products/Items
Charge
1Annual Fee
Basic Card
- Platinum : Rp 600 000
- Gold : Rp 250 000
- Classic : Rp 125 000
- World MasterCard : Rp 3.000.000
- CIMB Corporate Card : Rp 300.000
Supplementary
- Platinum : Rp 300 000
- Gold : Rp 150 000
- Classic : Rp 75 000
- World MasterCard : Rp 1.500.000
- CIMB Corporate Card : Rp 200.000
2Interest (Retail) 2.95 % per month or 35.4% per year

3Interest (Cash Advance)- Platinum : 2.95%
- Gold : 2.95%
- Classic : 2.95%
- World MasterCard : 2.95% / Min Fee : Rp 300 000
4Batas Cash Advance - Platinum : 50% dari total batas credit
- Gold : 25% dari total batas credit
- Classic : 25% dari total batas credit
- World MasterCard : 50% dari total batas credit
5.Payment Fee Via Counter Ses Ket Cabang
6.Payment Fee Via eChannel - BCA : Rp7500
- Mandiri, BNI dan permata : Rp 5000
7.Payment Fee ATM Bersama Rp 5000
8.Cash Advance Fee
Card Type
%
Min Fee
Platinum
5
Rp 100 000
Gold
5
Rp 75 000
Classic
5
Rp 60 000
World
5
Rp 300 000
Corporate
4.5
Rp 55 000
9.Late Charges
Card Type
%
Min Fee
Platinum
6
Rp 100 000
Gold
6
Rp 75 000
Classic
6
Rp60 000
World
6
Rp 100 000
Corporate
6
Rp 60 000
10.Over Limit Fee
Card Type
%
Min Fee
Max Fee
Platinum
6
Rp 100 000
Rp 200 000
Gold
6
Rp 75 000
Rp 150 000
Classic
6
Rp 50 000
Rp 100 000
World
6
Rp 100 000
Rp 200 000
Corporate
6
Rp 60 000
Rp 100 000
11.Copy Sales Draft Fee - Platinum : Rp 50 000 / transaksi
- Gold : Rp 40 000 / transaksi
- Classic : Rp 40 000 / transaksi
- World MasterCard : Rp 50 000 / transaksi
- CIMB Corporate Card : Rp 40 000 / transaksi
12.Copy Billing Statement Fee - Platinum : Rp 25 000 /tagihan
- Gold : Rp 25 000 /tagihan
- Classic : Rp 25 000 /tagihan
- World MasterCard : Rp 25 000 /tagihan
- CIMB Corporate Card : Rp 15 000 /tagihan
13.Increase Credit Limit Fee
Card Type
Termporary
Permenant
Platinum
Rp 75 000
Rp 75 000
Gold
Rp 50 000
Rp 50 000
Classic
Rp 30 000
Rp 30 000
World
Rp 75 000
Rp 75 000
Corporate
Rp 35 000
Rp 35 000
14.Replacement Fee - Platinum : Rp 100 000
- Gold : Rp 75 000
- World MasterCard : Rp 100 000
- CIMB Corporate Card : Rp 55 000
15.Card Cancellation Fee - Platinum : Rp 35 000
- Gold : Rp 35 000
- Classic : Rp 35 000
- World MasterCard : Rp 35 000
- CIMB Corporate Card : Rp 35 000
   

 
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