Member Reward
Enjoy the immediate 1.000  points upon card application approval. Increase transaction with your Gold card will incure more points for rewarding gifts of your personal choice.

Insurance Protection

We ensure this service by providing the precise Insurance Protection including :
·   Purchase Protection
Protection of the loss and damage to goods purchased using Gold Credit Card.
·   Travel Insurance
o Travel Accident Insurance
Insurance protection at the time of the accident while you are in the official transportation by air.
o Travel Inconvenience Insurance
Protection of the inconvenience caused when traveling by air transport

Fix & Easy

With the minimum transaction Rp 500.000,- determine your own payment mode, with full payments or through a flexible installment periode (3, 6, 9, 12 and up to 24 months) and a fixed interest offer that enables you to attain all the desired products easily and securely with manageable interest.

Quick Pay

Enjoy the convenient monthly billing payment facilities for electricity, telephones, mobile/hand phones, Cable TV and the internet throught Quick Pay (Bills Payment).
o No need to queue to pay for your bills
o Only one billing statement for your whole monthly expenses (through the monthly CIMB Niaga Gold Credit Card billling statement)
o You will only need to remember one billing date, the due date of your CIMB Niaga Gold Credit Card billing statement.

The benefits of Pay (bills payment) for you:

Otopay

With Otopay, you will be more liberated in determaining the choice of monthly payment amounts from the minimum of the payments (10 %) to its full payment (100 %). To ensure the benefits or this Otopay facility, do make sure that you already hold a Tabungan X-Tra account.

Travel Comfort

Comfort Travel Services include travel services both domestically and abroad, such as :
·   Flight ticket
·   Hotel voucher
·   Paket tour groups and individuals
·   Travel documents such as Visa or Passport
·   Regular shuttle service as well as for the exclusive one
The advantage you can get if you use the Gold Credit Card :
Travel Insurance Facilities
·   Free surcharge 3 %
·   Bank competitive rate
·   Installment payments via Fix ‘N Easy with a flexible payment period of your choice (3, 6, 9, 12 to 24 months)
It is very easy, simply contact Travel Service (021) 720 9525 and our professional Travel Service Officer is ready to assist you.

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Quick Cash

It’s the precise solution for you when faced with the need for cash but unable to withdraw from your savings/current accounts.
Your cash withdrawals can be done via all ATM’s and Banks worldwide carrying the MasterCard/Visa/Cirrus logo.

Call Center CIMB Niaga 14041

Through the 24-Hour telephone service Call Center CIMB Niaga 14041 you can complete your CIMB Niaga Gold Credit Card payments, your CIMB Niaga Gold Credit Card transactions, perform fund transfers from your savings or current account, and even confirm interest rates.