MEMBER REWARDS
A special gift for every purchase transaction

More transactions you make with your Gold Credit Card will give your more points exchangeable with special gifts of your choice. Get your 1.000 points when your Gold Card application is approved.

INSURANCE PROTECTION
Insurance Protection for a special individual like you

Don’t let anything come between you and the things you desire! Go to the world's best sites and meet your lifestyle needs with Gold Credit Card.

I. Purchase Protection
Protection against unintentional loss of and damage to properties, and can only be claimed when the goods are purchased using your Gold Card.

II. Travel Accident Insurance
Insurance protection against accidents suffered by cardholders while traveling on board an official air transport. Protection is readily available tickets are purchased using your Gold Card.

General Terms and Conditions for Gold Credit Card Facilities
1. For information on insurance application and claim procedures, please contact
    our Call Centre 14041.
2. Insurance coverage is subject to change and applicable laws and regulations.
3. The above description of the insurance facilities is a free translation aimed to
    help customers understand the policy contents. The original English-version
    policy serves as the valid contract.

CREDIT PROTECTOR
Life insurance protection for special individuals like you

No one expects any unfavourable conditions and no one can keep them from happening. Gold Credit Card tries to give you maximum protection against such conditions.

Bank CIMB Niaga brings you Credit Protector – a solution to hard times when death, illness or accident keep you and your loved ones from doing any activities. Credit Protector will protect Cardholders and the people they love from the required Cold Credit Card billing payments with a maximum protection of up to Rp 20 million.

A premium of only 0.44 % of your monthly outstanding balance will get you the Credit Protector. Premiums are billed on your Gold Card statements.

For more information and registration, please call our 24-hour customer service at Call Centre 14041.

FIX ’N EASY
Enjoy the special Fix ’N Easy instalment feature for all your transactions

Our Fix ’N Easy feature lets you pay in fixed installments any transaction you make with your Gold Card with simple and easy procedures.

With a minimum transaction value of Rp 500,000,- you can arrange for payment in installments for a period of 3, 6, 9, 12 or 24 months.

Here's a very easy way to make a Fix 'N Easy transaction: call our 24-hour customer service at Call Centre 14041. Pick your transaction and the instalment period. Your fixed-interest Fix ’N Easy instalments will automatically appear on your Gold Card monthly billing statements.

QUICK PAY
Your monthly billing payment solution

Enjoy the easy way of paying all monthly bills – electricity, telephone, mobile phone, pay TV Channel and internet service – with our Quick Pay service. Get all your monthly bills on a single credit card billing statement, and all you need to do is remember your Gold Card due date and worries no more about any unsettled payments.

QUICK PAY benefits include:
• No need to stand in bill payment lines
• One statement for all monthly bills (Gold Card billing statement)
• Remember one billing date only – your Gold Card due date

To enjoy QUICK PAY facilities, fill out the application form below and send it to CIMB Niaga Card Centre.

OTOPAY
Automatic Credit Card bill payment feature

Take advantage of Otopay, an automatic payment facility for your credit card bills. Otopay lets you decide the amount you want to pay for your Gold Card monthly bills: minimum (10%) or full (100%) payment. To enjoy the Otopay feature, make sure that you have a savings account at Bank CMB Niaga.

You no longer need to make any payments yourself as your account will automatically transfer fund at an amount you have already fixed for the payments of your Gold Card bills.

Getting the Otopay facility is easy, just fill out the Otopay application form available from your nearest Bank CIMB Niaga branch or Call our Call Centre 14041.

TRAVEL COMFORT
Convenient facilities for various travel needs

Enjoy the Travel Comfort features for all your travel needs. As Gold Card holder, the features will not only help you arrange your trips but also many other benefits.

Travel Comfort offers both domestic and international travel services:

- Airline ticket
- Hotel voucher
- Group and individual tour package
- Travel documents: visa and passport
- Regular and exclusive (VIP) pickup service.

Benefits for using Gold Card for all your travel arrangements:

- Travel Insurance
- Free 3% surcharge
- Competitive bank rates
- Flexible instalment period (3, 6, 9, 12 and 24 months) with Fix ‘N Easy payment.

All you have to do is call our Travel Service at (021) 720 9525 and our Travel Service Officer will be at your service.

Make sure that you have your Gold Card with you while traveling, and make the trips your unforgettable moments!

QUICK CASH
Quick and easy cash withdrawal

Gold Credit Card gives you the quick and easy facility to withdraw cash. The Quick Cash feature can be the right solution when you need cash but unable to withdraw money from your savings/checking account. Cash withdrawal is available at ATMs and banks with MasterCard/Cirrus/VISA/Plus logos all over the world. For more information, please contact our Call Centre 14041.

CALL CENTRE 14041
Any time, anywhere you might be!

Dialing a single number – 14041 – from any place all over Indonesia, will connect you to our 24-hour call service Call Centre 14041 that/which will respond to all your Gold Card information and transaction enquiries and requirements. Take advantage of this reliable service – 24 hours a day and 7 days a week, ANY TIME, ANYWHERE!

The 24-hour Call Centre 14041 will help you makeGold Card payments, check your Gold Card outstanding balance and transaction record, and transfer funds from your savings or checking account, and make inquiries about interest rates.

All you do is take one single step and meet all your Gold Card information and transaction requirements from Bank CIMB Niaga at Call Centre 14041.


Application File Click Here