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Free Annual Fee

Special for CIMB Niaga Gold MasterCard, enjoy Free Annual Fee for life. For CIMB Niaga Gold Visa, enjoy 2-year Free Annual Fee.


Welcome Poin Xtra
Upon your CIMB Niaga Gold Card application is approved, you will automatically get 2,500 (two thousand five hundred) Welcome Poin Xtra, or equal with your retail purchase of IDR 12,500,000


Poin Xtra

For every retail purchase of IDR 5,000 (five thousand rupiah) will get 1 (one) Poin Xtra. Redeem your Poin Xtra with a range of interesting gifts including Frequent Flyer Miles (KrisFlyer Mileage and Garuda Frequent Flyer), shopping vouchers and other gifts. Click here to see Catalogue.


Installment Facility

Convert your retail purchase with CIMB Niaga Gold Card to fixed monthly installment with a choice of tenor options and competitive interest rates. Convert your transaction by calling CIMB Niaga Phone Banking 14041 within maximum 14 (fourteen) days after transaction date.


2.95% per month or 35.4% per annum

2.95% per month or 35.4% per annum


Rp 250,000* (Basic Card)
Rp 150,000 (Supplement Card)
*Free for life for MasterCard. Free 2-year for VISA


5% from amount withdrawn or min Rp 75,000 (whichever higher)


3% from billing amount (min Rp 25.000, max Rp 150.000)


6% from overlimit amount (min Rp 75,000, max Rp 150,000)


Rp 50,000 per card (Free for first replacement within 1 year)


Rp 40,000 per transaction


Rp 75,000


Please contact your nearest branch or Phone Banking (021) 14041 for further information. Click here to locate your nearest branch.

Fill in and send your Application Form online. Click here for Application Form online.

General Requirement  
Range of age for Basic Card 21-65 years old
Range of age for Supplement Card 17-70 years old
Minimum Income per annum Rp 50.000.000

General Requirement
Business Owner
Supplement Card
Copy KTP/Paspor (For WNA only)VVVVV
Copy of Salary Slip/Original Letter of Income Proof/Copy of SPT PPH 21V  V 
Copy of Payroll Account / Saving (3 last month)
Copy of Company Certificate and/or SIUP/ Practice License VV  
Personal / Company Guarantee   V 
Copy of KITAS / KITAP   V 
Copy of NPWP (credit limit > Rp 50 mio) VVVV 

Contact Us
Phone Banking 14041
For All Cards
Priority Service 021 5005 88
For World Mastercard
and Visa Infinite
Email 14041@cimbniaga.co.id
About Your Card
Important Info
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